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Not long after, Jane discovered an ex-colleague nearby had been scammed by the same man at the same time and she’d had a very lucky escape.

Photos used are often selfies of her wearing skimpy vest tops showing lots of cleavage.

Jane*, a middle-aged woman from Warwickshire, had a lucky escape a few years ago when she very nearly handed over a sizeable sum of money to an online scammer who did in fact claim to be an engineer.

The male profile is in his late 40s (48 is the most common age) with a high income.

He presents himself as a widower, with a degree and of average height (5’10”).

Nancy is now facing bankruptcy, and although her case is extreme, the average victim of online dating fraud loses £10,000 according to Action Fraud.

“A lot of the online dating fraudsters we know are abroad.

But then they suddenly need money for rent too, then food, then medical fees, and it can quickly escalate.

Nancy*, a 47-year-old single mother from North Yorkshire was conned out of over £350,000 that way: “I wasn't comfortable, and then I got so far in I couldn't get myself out, and I didn't want to walk away having lost £50,000 or what-have-you, so you keep going in the hope that you're wrong and this person is genuine,” she explained to the BBC.

But she was feeling vulnerable after the breakdown of her marriage and agreed to transfer him a smaller amount, despite admitting it sounded “crazy”.

It was only when her money transfer was blocked due to a security alert around the man’s name that she realised something was wrong.

He is most likely to have a career in engineering, has no interest in politics, a full head of light brown hair, and the photos are often taken at a slight distance.

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