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If you are finding it hard to keep up with your billing cycle, set up a direct debit.
That way, your credit card repayments will come first. Applying for a home loan top-up can be a quick and cost effective way to consolidate your debt.
At Westpac, we offer three ways to consolidate debt: A personal loan can be a good option to consolidate a range of debts.
The main benefit of a personal loan is that it has a fixed term.
Step 1: Gather information about all your debts To take control of your debt it is essential to know how much debt you have.